Private clients · Cross-border wealth

Michael
Booth

A private wealth adviser and practice builder working at the intersection of investment management, international tax coordination, estate structuring and succession.

AustraliaSingaporeSouth AfricaUnited Kingdom
Portrait of Michael Booth

Senior Financial Adviser
Brisbane, Australia

Private wealth is rarely a single-market exercise. The strongest outcomes come from coordinating capital, structures, jurisdictions and generations as one strategy.

S$6mlargest Singapore mandate built
the calibre of relationship still pursued
£12mpredominantly discretionary FUM
built in Singapore in four years
3 yearstop-three young producer
Asia & Middle East
A$4.2mlargest Australian mandate
within first six months

Global perspective.
Private-client judgement.

Michael has built his career around internationally mobile families whose wealth crosses borders, legal systems and generations. His work brings together investment strategy, retirement capital, tax-aware structuring and estate planning, coordinated with trustees, tax advisers and legal professionals.

His academic foundation in South African financial planning law and taxation has enabled him to absorb new regulatory systems quickly, then add jurisdiction-specific vocational qualifications. After establishing and successfully exiting his own advice practice in Singapore, he relocated to Australia and rapidly rebuilt a private-client network.

Singapore · Multi-jurisdictional private client

A mandate designed
around the whole family.

A S$4 million initial discretionary mandate for an ultra-high-net-worth client became a S$6 million relationship under Michael’s strategic leadership.

Working alongside professional trustees and tax specialists in Singapore, the United Kingdom and South Africa, Michael coordinated a multi-tier fiduciary and corporate structure spanning Singapore, the BVI and South Africa.

The mandate aligned portfolio income and a 6–10% target-return objective with tax efficiency, asset control and succession across the client’s family. A further S$1 million was entrusted the following year, alongside portfolio growth.

01Coordinate

Bring specialists and jurisdictions into one coherent strategy.

02Structure

Match ownership and control to tax and succession objectives.

03Steward

Manage capital with an intergenerational view.

9 months of research
and trustee engagement

Mauritius → Gibraltar → global markets

A pension solution
without a template.

A British national living in Singapore held an employer-sponsored Mauritian pension invested in Mauritian rupees. He wanted international diversification without fully encashing the pension and crystallising tax.

Michael researched overseas pension regimes, transfer rules and trustee requirements to identify a Gibraltar arrangement whose pension characteristics satisfied the Mauritian trustees’ equivalency test. Following nine months of technical work and coordination, the trustees approved the transfer without a taxable withdrawal.

The pension was moved from Mauritian rupees into US dollars and repositioned into a global equities mandate—preserving its pension status while solving the client’s currency and investment constraints.

Built, advised
and transferred.

Australia
2025—

Senior Financial Adviser · Keystone Wealth

Advised more than 50 clients within the first six months in Australia, including a single A$4.2 million mandate introduced through an international referral network.

Leading propositions for Australian expatriate repatriation planning and end-to-end UK pension transfers through Australian self-managed superannuation structures.

Singapore
6+ years

Adviser → Practice Principal · St. James’s Place Asia

Joined St. James’s Place Asia as an adviser within an established Principal Practice. Over more than two years, Michael developed the advisory and commercial disciplines required to lead a practice, earned internal backing and completed a self-funded transition to establish his own Principal Practice.

He then led that practice for four years, building it from inception to £12 million in funds under management, predominantly from discretionary rather than pension assets, in one of the world’s most competitive private-wealth markets. This represented approximately £3–4 million of new assets each year and more than £110,000 in annual initial advice fees.

Ranked among the top three young producers across St. James’s Place Asia and the Middle East for three consecutive years.

Concluded the chapter through a commercially successful practice sale and orderly transition of the client book, preserving continuity for clients and value for the acquiring adviser.

South Africa
Foundation

Financial planning and tax foundation

Developed the technical base in financial planning law, taxation and holistic advice that would later underpin cross-border private-client work in Asia and Australia.

Beyond the portfolio.
Across generations.

For internationally connected families, capital management and succession cannot be separated. Michael’s role is to bring the family and its professional advisers around one table, clarify the objective and coordinate the path forward.

01

Succession architecture

Aligning ownership, control and inheritance objectives across jurisdictions, entities and generations.

02

Tax-aware coordination

Working with legal and tax specialists on UK inheritance tax, South African estate duty, gifting and cross-border structuring.

03

Family communication

Using family meetings and clear governance to help wealth transfer with purpose, context and continuity.

Technical depth across
markets and disciplines.

A rigorous academic base, extended through market-specific licensing and vocational study across Australia, Singapore, the United Kingdom and South Africa.

ProfessionalCFP®

Certified Financial Planner, South Africa

ProfessionalGTP®

General Tax Practitioner, South Africa

Estate & successionSTEP

Associate member, progressing towards TEP

International wealthCISI

Advanced Diploma in International Wealth Management

United KingdomCII R04

Pensions and Retirement Planning

AcademicBCom

Financial Planning

AcademicPGDip

Financial Planning Law

AustraliaASIC

Registered financial adviser

A career built across borders

One standard of
stewardship.

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